May 23, 2017

VA Loan Eligibility

General Rules for Eligibility

To request a Certificate of Eligibility for VA home loan benefits, you must complete VA Form 26-1880 and submit it to one of our VA Eligibility Centers along with acceptable proof of service as described on the instruction page of the form.

It’s also possible to obtain a Certificate of Eligibility from Veterans Select. We have access to the ACE (automated certificate of eligibility) system. This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds. Not all cases can be processed through ACE – only those for which VA has sufficient data in our records. However, veterans are encouraged to ask their lenders about this method of obtaining a certificate.

A Certificate of Eligibility is NOT Necessary for Interest Rate Reduction Refinance of Existing VA Loan

Your lender may use our e-mail confirmation procedure in lieu of a certificate if you are obtaining a Interest Rate Reduction Refinance of an existing VA loan.
Contact an Eligibility Center – If you have specific questions regarding VA home loan eligibility, e-mail your Eligibility Center.

Eligibility Center Los Angeles Eligibility Center

If you live in one of the following states:Alaska, Arizona, Arkansas, California, Colorado, Hawaii, Idaho, Illinois, Iowa, Kansas, Louisiana, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin or WyomingPlease send your request for determination of Eligibility (VA Form 26-1880, along with proof of military service) to:

Los Angeles Eligibility Center
P.O. Box 240097
Los Angeles, CA 90024
Toll free number: 1-888-487-1970
E-mail: vavbalan/lgyeli@vba.va.gov
LA Website: www.vahomes.org/la/home.htm

Winston-Salem Eligibility Center

If you live in one of the following states:Alabama, Connecticut, District of Columbia, Delaware, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, Mississippi, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, Tennessee, Vermont, Virginia or West VirginiaPlease send your request for determination of Eligibility (VA Form 26-1880, along with proof of military service) to:

VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120
For overnight delivery:
VA Loan Eligibility Center
251 N. Main St.
Winston-Salem, NC 27155
Toll free number: 1-888-244-6711
E-mail: NCELIGIB@vba.va.gov