I have been in the mortgage industry for over ten years and I have never seen a more rapidly changing and more challenging mortgage environment. In this environment you need a trusted mortgage advisor who not only works hard at understanding new guidelines and loan programs but who listens to your unique situation and your financial and home ownership goals. I truly believe in information without obligation - so give me a call just to talk through your situation.
Zero Down – 100% Purchase Financing
Most new home loan purchase programs that were once available with no money down have now gone the way of the dinosaur. However, if you meet eligibility requirements, there are still a few programs that allow a home purchase with little or no up-front money paid out of pocket. 100% VA Loan If you or a spouse are an eligible veteran, you may take … [Read More...]
Read the most current information about the HARP 3.0 Refinance Program President Obama recently announced a new Home Affordable Program (HARP) Refinance Program to help underwater homeowners. This might just be the thing that allows you to refinance your mortgage at today's historical low interest rates you've been hearing about but couldn't take … [Read More...]
Get Pre-Approved Today!
Send us some quick information and find out how much home you can afford. Our Quick pre-approval will give you a good estimate on the price range you should be looking in and whether or not you are currently eligible to buy a home. … [Read More...]
These FREE Reports will help you understand the mortgage process and will give you other critical information to help you make better financial decision when it comes to getting a home loan. [Continue Reading]
Should I Refinance?
Should I refinance my mortgage? That's a question I get asked a lot. Used to be the guidelines was if you could lower your rate by 1 percentage point it was generally worth refinancing. There are several reasons to refinance your home... Reduce … [Read More...]